/* ============================================
   LILOUBAN - Premium Credit Website Stylesheet
   Country: Austria | Language: German
   Design: Professional Banking/Finance Premium
   ============================================ */

/* CSS Variables - Brand Colors */
:root {
    /* Primary Colors - Deep Navy & Gold */
    --primary-dark: #0a1628;
    --primary: #1a365d;
    --primary-light: #2c5282;
    --accent: #c9a227;
    --accent-light: #e0c158;
    --accent-dark: #a88420;
    
    /* Neutral Colors */
    --white: #ffffff;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;
    
    /* Semantic Colors */
    --success: #059669;
    --success-light: #d1fae5;
    --warning: #d97706;
    --warning-light: #fef3c7;
    --error: #dc2626;
    --error-light: #fee2e2;
    
    /* Typography */
    --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-heading: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    
    /* Spacing */
    --section-padding: 5rem;
    --container-max-width: 1280px;
    --container-padding: 1.5rem;
    
    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
    --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -4px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    
    /* Border Radius */
    --radius-sm: 0.375rem;
    --radius: 0.5rem;
    --radius-md: 0.75rem;
    --radius-lg: 1rem;
    --radius-xl: 1.5rem;
    
    /* Transitions */
    --transition-fast: 150ms ease;
    --transition: 300ms ease;
    --transition-slow: 500ms ease;
}

/* Reset & Base Styles */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-primary);
    font-size: 1rem;
    line-height: 1.6;
    color: var(--gray-700);
    background-color: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
    transition: color var(--transition-fast);
}

ul, ol {
    list-style: none;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

input, textarea, select {
    font-family: inherit;
    font-size: inherit;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--primary-dark);
}

h1 { font-size: 3rem; }
h2 { font-size: 2.25rem; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }
h5 { font-size: 1.125rem; }
h6 { font-size: 1rem; }

p {
    margin-bottom: 1rem;
}

/* Container */
.container {
    width: 100%;
    max-width: var(--container-max-width);
    margin: 0 auto;
    padding-left: var(--container-padding);
    padding-right: var(--container-padding);
}

.container-narrow {
    max-width: 960px;
}

.container-wide {
    max-width: 1440px;
}

/* ============================================
   TOP BAR
   ============================================ */
.top-bar {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    color: var(--white);
    padding: 0.75rem 0;
    font-size: 0.875rem;
}

.top-bar-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.top-bar-info {
    display: flex;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.top-bar-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.top-bar-item i {
    color: var(--accent);
    font-size: 0.875rem;
}

.top-bar-item a {
    color: var(--white);
    transition: color var(--transition-fast);
}

.top-bar-item a:hover {
    color: var(--accent-light);
}

.top-bar-hours {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--gray-300);
}

/* ============================================
   HEADER & NAVIGATION
   ============================================ */
.header {
    background-color: var(--white);
    box-shadow: var(--shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.logo-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-weight: 700;
    font-size: 1.25rem;
}

.logo-text {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary-dark);
    letter-spacing: -0.025em;
}

.logo-text span {
    color: var(--accent);
}

/* Navigation */
.nav {
    display: flex;
    align-items: center;
    gap: 2.5rem;
}

.nav-menu {
    display: flex;
    gap: 0.5rem;
}

.nav-link {
    padding: 0.5rem 1rem;
    color: var(--gray-600);
    font-weight: 500;
    font-size: 0.9375rem;
    border-radius: var(--radius);
    transition: all var(--transition-fast);
}

.nav-link:hover,
.nav-link.active {
    color: var(--primary);
    background-color: var(--gray-50);
}

.nav-cta {
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    color: var(--white);
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 0.9375rem;
    transition: all var(--transition-fast);
    box-shadow: var(--shadow);
}

.nav-cta:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

/* Mobile Menu Toggle */
.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 0.5rem;
}

.menu-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background-color: var(--primary-dark);
    transition: all var(--transition-fast);
}

/* ============================================
   HERO SECTION
   ============================================ */
.hero {
    position: relative;
    min-height: 700px;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10, 22, 40, 0.92) 0%, rgba(26, 54, 93, 0.85) 50%, rgba(10, 22, 40, 0.75) 100%);
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 2;
    padding: var(--section-padding) 0;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-text {
    color: var(--white);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background-color: rgba(201, 162, 39, 0.2);
    border: 1px solid var(--accent);
    color: var(--accent-light);
    padding: 0.5rem 1rem;
    border-radius: 9999px;
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: 1.5rem;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1.1;
    margin-bottom: 1.5rem;
    letter-spacing: -0.02em;
}

.hero-title span {
    color: var(--accent);
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--gray-300);
    line-height: 1.7;
    margin-bottom: 2rem;
    max-width: 540px;
}

.hero-cta {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 1rem 2rem;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 1rem;
    transition: all var(--transition-fast);
}

.btn-primary {
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    color: var(--white);
    box-shadow: var(--shadow);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-secondary {
    background-color: transparent;
    color: var(--white);
    border: 2px solid var(--white);
}

.btn-secondary:hover {
    background-color: var(--white);
    color: var(--primary-dark);
}

.btn-outline {
    background-color: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline:hover {
    background-color: var(--primary);
    color: var(--white);
}

.btn-large {
    padding: 1.25rem 2.5rem;
    font-size: 1.125rem;
}

/* Hero Stats */
.hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-stat {
    text-align: center;
}

.hero-stat-number {
    font-size: 2rem;
    font-weight: 800;
    color: var(--accent);
}

.hero-stat-label {
    font-size: 0.875rem;
    color: var(--gray-400);
    margin-top: 0.25rem;
}

/* Hero Card */
.hero-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    box-shadow: var(--shadow-xl);
}

.hero-card-title {
    font-size: 1.5rem;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.hero-card-subtitle {
    color: var(--gray-500);
    font-size: 0.9375rem;
    margin-bottom: 1.5rem;
}

/* ============================================
   SECTIONS GENERAL
   ============================================ */
.section {
    padding: var(--section-padding) 0;
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 3rem;
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--accent-dark);
    font-weight: 600;
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 1rem;
}

.section-title {
    font-size: 2.5rem;
    color: var(--primary-dark);
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--gray-500);
}

/* ============================================
   TRUST BADGES SECTION
   ============================================ */
.trust-badges {
    background-color: var(--gray-50);
    padding: 2rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.trust-badges-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
}

.trust-badge-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.25rem;
    flex-shrink: 0;
}

.trust-badge-content h4 {
    font-size: 1rem;
    color: var(--primary-dark);
    margin-bottom: 0.25rem;
}

.trust-badge-content p {
    font-size: 0.875rem;
    color: var(--gray-500);
    margin: 0;
}

/* ============================================
   SOLUTIONS SECTION
   ============================================ */
.solutions {
    background-color: var(--white);
}

.solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.solution-card {
    background-color: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 2rem;
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
}

.solution-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--accent) 0%, var(--accent-dark) 100%);
    transform: scaleX(0);
    transition: transform var(--transition);
}

.solution-card:hover {
    box-shadow: var(--shadow-lg);
    border-color: var(--accent);
    transform: translateY(-4px);
}

.solution-card:hover::before {
    transform: scaleX(1);
}

.solution-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.75rem;
    margin-bottom: 1.5rem;
}

.solution-card h3 {
    font-size: 1.25rem;
    color: var(--primary-dark);
    margin-bottom: 0.75rem;
}

.solution-card p {
    color: var(--gray-500);
    font-size: 0.9375rem;
    margin-bottom: 1.5rem;
}

.solution-features {
    margin-bottom: 1.5rem;
}

.solution-feature {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.875rem;
    color: var(--gray-600);
    margin-bottom: 0.5rem;
}

.solution-feature i {
    color: var(--success);
    font-size: 0.875rem;
}

.solution-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--accent-dark);
    font-weight: 600;
    font-size: 0.9375rem;
}

.solution-link:hover {
    color: var(--primary);
}

/* ============================================
   HOW IT WORKS SECTION
   ============================================ */
.how-it-works {
    background-color: var(--gray-50);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    position: relative;
}

.steps-grid::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 12.5%;
    right: 12.5%;
    height: 2px;
    background: linear-gradient(90deg, var(--accent) 0%, var(--accent-dark) 100%);
    z-index: 0;
}

.step {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.75rem;
    font-weight: 800;
    margin: 0 auto 1.5rem;
    box-shadow: var(--shadow-md);
}

.step h3 {
    font-size: 1.125rem;
    color: var(--primary-dark);
    margin-bottom: 0.75rem;
}

.step p {
    color: var(--gray-500);
    font-size: 0.9375rem;
}

/* ============================================
   WHY CHOOSE US SECTION
   ============================================ */
.why-choose-us {
    background-color: var(--white);
}

.why-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.why-image {
    position: relative;
}

.why-image img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
}

.why-image-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    color: var(--white);
    padding: 1.5rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    box-shadow: var(--shadow-lg);
}

.why-image-badge-number {
    font-size: 2.5rem;
    font-weight: 800;
    display: block;
}

.why-image-badge-text {
    font-size: 0.875rem;
    opacity: 0.9;
}

.why-content h2 {
    font-size: 2.25rem;
    color: var(--primary-dark);
    margin-bottom: 1rem;
}

.why-content > p {
    color: var(--gray-500);
    font-size: 1.125rem;
    margin-bottom: 2rem;
}

.why-features {
    display: grid;
    gap: 1.5rem;
}

.why-feature {
    display: flex;
    gap: 1rem;
}

.why-feature-icon {
    width: 48px;
    height: 48px;
    background-color: var(--accent-light);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-dark);
    font-size: 1.25rem;
    flex-shrink: 0;
}

.why-feature-content h4 {
    font-size: 1.125rem;
    color: var(--primary-dark);
    margin-bottom: 0.25rem;
}

.why-feature-content p {
    color: var(--gray-500);
    font-size: 0.9375rem;
    margin: 0;
}

/* ============================================
   TESTIMONIALS SECTION
   ============================================ */
.testimonials {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    color: var(--white);
}

.testimonials .section-title {
    color: var(--white);
}

.testimonials .section-subtitle {
    color: var(--gray-300);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.testimonial-card {
    background-color: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-lg);
    padding: 2rem;
    backdrop-filter: blur(10px);
}

.testimonial-rating {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1rem;
}

.testimonial-rating i {
    color: var(--accent);
    font-size: 0.875rem;
}

.testimonial-text {
    color: var(--gray-300);
    font-size: 1rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-weight: 700;
    font-size: 1.125rem;
}

.testimonial-author-info h4 {
    color: var(--white);
    font-size: 1rem;
    margin-bottom: 0.25rem;
}

.testimonial-author-info p {
    color: var(--gray-400);
    font-size: 0.875rem;
    margin: 0;
}

/* ============================================
   FAQ SECTION
   ============================================ */
.faq {
    background-color: var(--gray-50);
}

.faq-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background-color: var(--white);
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.25rem;
    text-align: left;
    font-weight: 600;
    color: var(--primary-dark);
    font-size: 1rem;
}

.faq-question i {
    color: var(--accent-dark);
    transition: transform var(--transition-fast);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition);
}

.faq-item.active .faq-answer {
    max-height: 200px;
}

.faq-answer p {
    padding: 0 1.25rem 1.25rem;
    color: var(--gray-500);
    font-size: 0.9375rem;
    margin: 0;
}

/* ============================================
   CTA SECTION
   ============================================ */
.cta-section {
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    padding: 4rem 0;
}

.cta-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
}

.cta-text h2 {
    color: var(--white);
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

.cta-text p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.125rem;
    margin: 0;
}

.cta-button {
    background-color: var(--white);
    color: var(--accent-dark);
    padding: 1rem 2rem;
    border-radius: var(--radius);
    font-weight: 700;
    font-size: 1rem;
    transition: all var(--transition-fast);
    white-space: nowrap;
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
    background-color: var(--primary-dark);
    color: var(--gray-300);
}

.footer-top {
    padding: 4rem 0 3rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem;
}

.footer-brand .logo-text {
    color: var(--white);
    margin-bottom: 1rem;
}

.footer-brand p {
    color: var(--gray-400);
    font-size: 0.9375rem;
    margin-bottom: 1.5rem;
    max-width: 300px;
}

.footer-social {
    display: flex;
    gap: 0.75rem;
}

.footer-social a {
    width: 40px;
    height: 40px;
    background-color: rgba(255, 255, 255, 0.05);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gray-400);
    transition: all var(--transition-fast);
}

.footer-social a:hover {
    background-color: var(--accent);
    color: var(--white);
}

.footer-column h4 {
    color: var(--white);
    font-size: 1rem;
    margin-bottom: 1.5rem;
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: var(--gray-400);
    font-size: 0.9375rem;
    transition: color var(--transition-fast);
}

.footer-links a:hover {
    color: var(--accent);
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    margin-bottom: 1rem;
    font-size: 0.9375rem;
}

.footer-contact i {
    color: var(--accent);
    margin-top: 0.25rem;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 1.5rem 0;
}

.footer-bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-bottom p {
    color: var(--gray-500);
    font-size: 0.875rem;
    margin: 0;
}

.footer-bottom-links {
    display: flex;
    gap: 1.5rem;
}

.footer-bottom-links a {
    color: var(--gray-500);
    font-size: 0.875rem;
}

.footer-bottom-links a:hover {
    color: var(--accent);
}

/* ============================================
   PAGE HEADER
   ============================================ */
.page-header {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    padding: 4rem 0;
    text-align: center;
}

.page-header h1 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
}

.page-header p {
    color: var(--gray-300);
    font-size: 1.125rem;
    margin: 0;
}

.breadcrumbs {
    display: flex;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 1rem;
    font-size: 0.875rem;
}

.breadcrumbs a {
    color: var(--gray-400);
}

.breadcrumbs a:hover {
    color: var(--accent);
}

.breadcrumbs span {
    color: var(--gray-500);
}

.breadcrumbs .current {
    color: var(--accent);
}

/* ============================================
   FORM STYLES
   ============================================ */
.form-section {
    background-color: var(--gray-50);
    padding: 4rem 0;
}

.form-container {
    max-width: 800px;
    margin: 0 auto;
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 3rem;
    box-shadow: var(--shadow-lg);
}

.form-header {
    text-align: center;
    margin-bottom: 2rem;
}

.form-header h2 {
    color: var(--primary-dark);
    font-size: 1.75rem;
    margin-bottom: 0.5rem;
}

.form-header p {
    color: var(--gray-500);
}

.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}

.form-group {
    margin-bottom: 0;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-label {
    display: block;
    font-weight: 600;
    color: var(--gray-700);
    font-size: 0.9375rem;
    margin-bottom: 0.5rem;
}

.form-label span {
    color: var(--error);
}

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: 0.875rem 1rem;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius);
    font-size: 1rem;
    color: var(--gray-700);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(201, 162, 39, 0.1);
}

.form-input::placeholder,
.form-textarea::placeholder {
    color: var(--gray-400);
}

.form-textarea {
    min-height: 120px;
    resize: vertical;
}

.form-hint {
    font-size: 0.875rem;
    color: var(--gray-500);
    margin-top: 0.5rem;
}

.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.form-checkbox input {
    width: 20px;
    height: 20px;
    margin-top: 0.125rem;
    accent-color: var(--accent);
}

.form-checkbox label {
    font-size: 0.9375rem;
    color: var(--gray-600);
    line-height: 1.5;
}

.form-checkbox label a {
    color: var(--accent-dark);
    text-decoration: underline;
}

.form-submit {
    width: 100%;
    padding: 1rem;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    color: var(--white);
    border: none;
    border-radius: var(--radius);
    font-size: 1.125rem;
    font-weight: 700;
    cursor: pointer;
    transition: all var(--transition-fast);
}

.form-submit:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.form-info {
    background-color: var(--gray-50);
    border-left: 4px solid var(--accent);
    padding: 1rem 1.5rem;
    border-radius: 0 var(--radius) var(--radius) 0;
    margin-bottom: 2rem;
}

.form-info p {
    color: var(--gray-600);
    font-size: 0.9375rem;
    margin: 0;
}

.form-info i {
    color: var(--accent);
    margin-right: 0.5rem;
}

/* ============================================
   CONTACT PAGE
   ============================================ */
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
}

.contact-info-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 2rem;
    box-shadow: var(--shadow);
    margin-bottom: 1.5rem;
}

.contact-info-card h3 {
    color: var(--primary-dark);
    font-size: 1.25rem;
    margin-bottom: 1rem;
}

.contact-info-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1rem;
}

.contact-info-item:last-child {
    margin-bottom: 0;
}

.contact-info-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.25rem;
    flex-shrink: 0;
}

.contact-info-content h4 {
    color: var(--primary-dark);
    font-size: 1rem;
    margin-bottom: 0.25rem;
}

.contact-info-content p {
    color: var(--gray-500);
    font-size: 0.9375rem;
    margin: 0;
}

.contact-hours {
    background-color: var(--gray-50);
    border-radius: var(--radius);
    padding: 1.5rem;
}

.contact-hours h4 {
    color: var(--primary-dark);
    font-size: 1rem;
    margin-bottom: 1rem;
}

.contact-hours-item {
    display: flex;
    justify-content: space-between;
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--gray-200);
    font-size: 0.9375rem;
}

.contact-hours-item:last-child {
    border-bottom: none;
}

.contact-hours-item span:first-child {
    color: var(--gray-600);
}

.contact-hours-item span:last-child {
    color: var(--primary-dark);
    font-weight: 600;
}

/* ============================================
   FAQ PAGE
   ============================================ */
.faq-page .faq-grid {
    display: flex;
    flex-direction: column;
    max-width: 800px;
}

.faq-page .faq-item {
    margin-bottom: 1rem;
}

.faq-category {
    margin-bottom: 3rem;
}

.faq-category h3 {
    color: var(--primary-dark);
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
    padding-bottom: 0.75rem;
    border-bottom: 2px solid var(--accent);
    display: inline-block;
}

/* ============================================
   LEGAL PAGES
   ============================================ */
.legal-content {
    max-width: 800px;
    margin: 0 auto;
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 3rem;
    box-shadow: var(--shadow);
}

.legal-content h2 {
    color: var(--primary-dark);
    font-size: 1.5rem;
    margin-top: 2rem;
    margin-bottom: 1rem;
}

.legal-content h2:first-child {
    margin-top: 0;
}

.legal-content h3 {
    color: var(--primary);
    font-size: 1.25rem;
    margin-top: 1.5rem;
    margin-bottom: 0.75rem;
}

.legal-content p {
    color: var(--gray-600);
    margin-bottom: 1rem;
}

.legal-content ul {
    list-style: disc;
    padding-left: 1.5rem;
    margin-bottom: 1rem;
}

.legal-content ul li {
    color: var(--gray-600);
    margin-bottom: 0.5rem;
}

.legal-content a {
    color: var(--accent-dark);
    text-decoration: underline;
}

.legal-date {
    color: var(--gray-500);
    font-size: 0.875rem;
    margin-bottom: 2rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid var(--gray-200);
}

/* ============================================
   THANK YOU PAGE
   ============================================ */
.thank-you {
    min-height: 600px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 4rem 0;
}

.thank-you-card {
    max-width: 600px;
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 4rem 3rem;
    box-shadow: var(--shadow-xl);
}

.thank-you-icon {
    width: 100px;
    height: 100px;
    background: linear-gradient(135deg, var(--success) 0%, #047857 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 3rem;
    margin: 0 auto 2rem;
}

.thank-you h1 {
    color: var(--primary-dark);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.thank-you p {
    color: var(--gray-500);
    font-size: 1.125rem;
    margin-bottom: 2rem;
}

.thank-you-info {
    background-color: var(--gray-50);
    border-radius: var(--radius);
    padding: 1.5rem;
    margin-bottom: 2rem;
}

.thank-you-info p {
    margin: 0;
    font-size: 1rem;
}

.thank-you-info i {
    color: var(--accent);
    margin-right: 0.5rem;
}

.thank-you-actions {
    display: flex;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
}

/* ============================================
   RESPONSIVE DESIGN
   ============================================ */
@media (max-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .hero-card {
        max-width: 500px;
        margin: 0 auto;
    }
    
    .solutions-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .steps-grid::before {
        display: none;
    }
    
    .why-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .why-image {
        order: -1;
    }
    
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .trust-badges-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    :root {
        --section-padding: 3rem;
    }
    
    h1 { font-size: 2.25rem; }
    h2 { font-size: 1.875rem; }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-stats {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .top-bar-content {
        flex-direction: column;
        text-align: center;
    }
    
    .top-bar-info {
        justify-content: center;
    }
    
    .nav {
        display: none;
    }
    
    .menu-toggle {
        display: flex;
    }
    
    .solutions-grid {
        grid-template-columns: 1fr;
    }
    
    .steps-grid {
        grid-template-columns: 1fr;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .trust-badges-grid {
        grid-template-columns: 1fr;
    }
    
    .faq-grid {
        grid-template-columns: 1fr;
    }
    
    .cta-content {
        flex-direction: column;
        text-align: center;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .footer-bottom-content {
        flex-direction: column;
        text-align: center;
    }
    
    .form-grid {
        grid-template-columns: 1fr;
    }
    
    .why-image-badge {
        position: relative;
        bottom: auto;
        right: auto;
        margin-top: 1rem;
    }
    
    .thank-you-card {
        padding: 2rem 1.5rem;
    }
    
    .thank-you h1 {
        font-size: 1.875rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1rem;
    }
    
    .hero-cta {
        flex-direction: column;
    }
    
    .btn {
        width: 100%;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .form-container {
        padding: 1.5rem;
    }
    
    .legal-content {
        padding: 1.5rem;
    }
}

/* ============================================
   UTILITY CLASSES
   ============================================ */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }

.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }

.hidden { display: none; }
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}